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STARTING MAY 1ST, 2026 ALL RENTALS WILL INCLUDE INSURANCE

ALL OUR RENTALS INCLUDE INSURANCE COVERAGE!

The RV Rental Factory has partnered with MBA Insurance to provide peace of mind during your rental with coverage you can count on.

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Motorhomes

Coverage Type

Liability Bodily Injury 

$50,000/$100,000

Liability Property Damage  

$50,000

Uninsured Motorist Bodily Injury 

$25,000/$50,000

Medical Payments 

$2,000

Collision Deductible

$5,000

Comprehensive Deductible

$5,000

TRAVEL Trailers

Coverage Type

Liability Bodily Injury 

$50,000/$100,000

Liability Property Damage  

$50,000

Uninsured Motorist Bodily Injury 

$25,000/$50,000

Medical Payments 

$2,000

Collision Deductible

$3,000

Comprehensive Deductible

$3,000

Included insurance for a travel trailer rental would apply while the trailer is being used for camping and not in motion. The tow vehicle pulling the travel trailer must have coverage that would extend to the travel trailer in the event of an accident while towing. Renter will be required to provide proof of insurance for the tow vehicle upon pickup.

LOOKING FOR MORE COVERAGE?

Motorhomes

Policy Number: FP1600778

TRAVEL Trailers

Policy Number: FP2600779

MBA Supplement Liability Insurance (SLI) - Motorhomes & Travel Trailers

It is recommended that you purchase Supplemental Liability Insurance (SLI). SLI is additional liability insurance over and above the state statutory limit. When you accept SLI, the policy may provide you with excess coverage for the difference between that provided in your Rental or Sharing agreement and the maximum total aggregate limit per accident of up to $500,000. Internal Limits Apply: $100,000 per person Bodily Injury limit per Accident and $50,000 Property Damage limit per Accident (Included in Aggregate limit and reduced by any other valid and collectible insurance). Add for $24.95/day

CLICK "HERE" to DOWNLOAD the full policy

MBA Personal Accident / Personal Effects Insurance (PAI / PEI) - Motorhomes & Travel Trailers

Personal Accident Insurance (PAI) provides 24-hour accident protection to the primary Renter or Sharer and their immediate family while traveling in the Rented or Shared Vehicle during the entire period of the Rental Agreement (passengers are protected only while in, boarding, or alighting from the vehicle). Internal Limits: $50,000 Renter / $5,000 Passenger / $55,000 Aggregate. Emergency Medical Expense Limit: $1,000 per Rental Agreement (included in aggregate). Deductible: $NIL. Personal Effects Insurance (PEI) protects your personal belongings as the primary Renter or Sharer and those of your immediate family traveling with you. PEI Limits: $525 per Person / $525 per Occurrence. Deductible: $25 per Person. (Subject to the terms, limitations, and exclusions of the policy.) Add for $7.95/day

MBA Roadside Assistance - Motorhomes & Travel Trailers (not applicable less than 48 hours out)

Emergency roadside assistance is provided 24/7/365 by our trained RV associates. Our vast network of service providers offers a wide range of services to get your rental RV back on the road.You're finally getting to go on that RV trip you've been planning for years. You'll cover a lot of ground and need the kind of security that only RentSafe RV Roadside Assistance can offer. You'll receive coverage from a network of providers who can service your RV in case of a breakdown. Due to contract restrictions, Roadside Assistance coverage must be purchased at least two days in advance. If your trip starts sooner, the Roadside coverage dates will be adjusted. Add for $15.00/day

CLICK "HERE" to read the TERMS AND CONDITIONS

To add these additional coverages, please head to MBA Insurance and enter the policy number above for either the motorhome or travel trailer you are renting followed by selecting the VIN # for the specific unit you rented. You can find the VIN # within your reservation paperwork.

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AS OF 6/1/2026 WE HAVE MOVED FROM

25514 IL Route 83 (Old 83RV Location)

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STARTING 6/2/2026 WE MOVED FOR SUMMER 2026

TEMPORARY & BY APPOINTMENT ONLY

240 West Belvidere Road. Hainesville, IL 60030

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PERMANENT - COMING FALL 2026!

1625 West Lincoln Road. Lakemoor, IL 60051

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rent@thervrentalfactory.com

224-564-1625

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© 2026 The RV Rental Factory, LLC. 

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